Cooperative Credit Society for Secure Savings and Loan Services

Trusted cooperative financial services for deposits, loans, and member growth

Shivsagar Nagari Sahakari Patra Sanstha Ltd is a registered cooperative credit society providing secure savings schemes, fixed and recurring deposits, and affordable loan services. We deliver transparent, member-focused financial solutions that support long-term financial stability.

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Registered Cooperative Credit Societyg

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Secure Savings & Fixed Deposit Schemes

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Affordable Personal and Business Loans

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Serving Members Across Maharashtra

About Us

A Legacy of Trust in Cooperative Financial Services

Nagari Sahakari Patra Sanstha Limited has been a cornerstone of ethical and dependable financial services since 2003. Rooted in cooperative values and time-tested financial discipline, we are committed to empowering our members through secure savings solutions, dependable investment opportunities, and complete transparency.

Our institution focuses on long-term financial stability, ensuring quick and responsible fund support while delivering meaningful member benefits. By blending traditional cooperative principles with modern financial practices, we continue to contribute to individual prosperity and sustainable community growth.

Quick & Simplified Loan Approval
Affordable & Competitive Interest Rates
Minimal Documentation Required
Flexible Repayment Options
Safe, Secure & Transparent Process
Personal & Business Loan Support

Our Smart &
Secure Deposit Schemes

Designed for Every Stage of Life & Every Financial Goal

At Shivsagar Nagari Sahakari Patra Sanstha Limited, our deposit schemes are thoughtfully crafted to offer security, steady returns, and future-ready planning. Whether you seek monthly income, long-term wealth, education planning, or lifetime pension, we have a scheme that fits—cleanly and confidently.

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Income & Fixed Deposit Schemes

5, 10 & 15 Years
Freedom Total Deposit
  • Earn regular yearly income while keeping your principal fully secure till maturity.
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3 Years
Monthly Relax Plan
  • Enjoy fixed monthly withdrawals with full capital safety after maturity. Short-term plan. Long-term peace.
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15 Years
Vidya Siree Deposit
  • One-time investment that grows into a powerful long-term maturity value.
  • Patience pays. Big time.
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Smart Savings & Recurring Plans

4 & 5 Years
Recurring Deposit
  • Disciplined monthly savings that quietly build a strong future fund.
  • Small deposits. Solid outcomes.
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5 Years
Lakhpati Deposit Scheme
  • Turn planned monthly deposits into ₹1 lakh and beyond.
  • Lakhpati energy, activated.
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Goal-Based Future Plans

10 Years
Shiksha Plan
  • Plan today for your child’s education without financial pressure tomorrow.
  • Because dreams need funding.
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15 Years
Kanya Vivah Deposit
  • A dignified financial plan for life’s most important family milestone.
  • Tradition backed by planning.
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Pension & Retirement Plans

5, 6, 15 & 20 Years
Pension Plans
  • Build today, receive a lifetime monthly pension tomorrow.
  • Work smart now. Relax forever later.
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Our Loan

Our Loan Services

Smart, Secure & Hassle-Free Loan Solutions You Can Trust
At Shivsagar Nagari Sahakari Patra Sanstha Limited, our loan services are designed to support your personal aspirations and business growth with speed, transparency, and financial discipline. We offer easy access to loans, competitive interest rates, and flexible repayment structures—because financial support should feel empowering, not stressful.
  • Quick & Simplified Loan Approval
  • Affordable & Competitive Interest Rates
  • Minimal Documentation Required
  • lexible Repayment Options
  • Safe, Secure & Transparent Process
  • Personal & Business Loan Support

Focused on Secure Finance, Responsible Growth & Member Trust

Our Mission

To provide safe, transparent, and dependable financial services that support members in savings, investments, and loan requirements. We aim to deliver quick assistance, fair practices, and long-term financial security through disciplined cooperative management.
Shivsagar N.S.P.S. Ltd

Our Vision

To be a trusted and well-governed cooperative financial institution, recognized for secure deposit schemes, affordable loan solutions, and ethical financial operations, while contributing to sustainable individual and community growth.
Registration Number: [RGD/PWL/RSR/CR/557/2002-03/2003]

Trust, Compliance & Governance

Registered, Transparent, and Fully Compliant

Regulatory Compliance

Fully compliant with Maharashtra State Cooperative Societies Act

Audits & Governance

Regular audits conducted to ensure full accountability and transparency

Member-Focused Management

All operations prioritize long-term member benefits and financial security

Blog / Knowledge Hub

Learn About Savings, Loans & Financial Planning

Our knowledge hub educates members and visitors on key financial topics, such as:

How cooperative credit societies work
Best savings plans for long-term growth
Tips for affordable business financing
Retirement planning with secure deposits
Cooperative financial literacy for families and businesses
Latest updates on savings, deposits, and loan regulations

EMI Calculator

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Frequently Asked Questions

  • Q. Is Shivsagar Nagari Sahakari Patra Sanstha Limited a registered cooperative society?
    Yes, we are a fully registered cooperative credit society, operating since 2003 with all regulatory compliance in place.
  • Q. How can I apply for membership?
    Membership can be easily applied through our website or by visiting our branch. Simply click the “Apply for Membership” button to start.
  • Q. Are deposits safe in your cooperative society?
    Absolutely. Our deposit schemes are designed for security, predictable returns, and regulatory compliance, ensuring your savings remain safe.
  • Q. What documents are required to apply for a loan?
    Minimal documentation is required, including identity proof, address proof, and income details. Our team guides you through every step for hassle-free approval.
  • Q. Do you offer both personal and business loans?
    Yes, we provide tailored loans for individuals, families, and businesses with competitive interest rates and flexible repayment options.