Yes. Shivsagar Nagari Sahakari Patra Sanstha Limited
is a registered cooperative credit society, operating since 2003 and
following all applicable cooperative regulations and governance
standards.
A Trusted Cooperative Credit Society Built on Stability & Ethics
Shivsagar Nagari Sahakari Patra Sanstha Limited is a registered cooperative credit society committed to delivering secure savings solutions and affordable loan services to its members across Maharashtra. Established in 2003, our institution has grown steadily by following time-tested cooperative principles, disciplined financial management, and complete transparency.
Who We Are
While We are a member-driven cooperative financial institution focused on empowering individuals, families, and small businesses through safe deposit schemes, recurring savings plans, and responsible lending solutions. Every product and service we offer is designed to strengthen long-term financial stability while maintaining ethical and compliant operations.
Our Cooperative Legacy Since 2003
With over two decades of service, Shivsagar Nagari Sahakari Patra Sanstha Limited has earned the trust of its members by prioritizing:
- Financial discipline
- Transparent processes
- Fair interest structures
- Member-first decision making
By blending traditional cooperative values with modern financial practices, we ensure reliability today and resilience for the future.
What We Do
Secure Savings & Deposit Solutions
We offer a wide range of fixed deposits, recurring deposits, income plans, pension schemes, and goal-based savings plans designed to meet diverse financial needs at every life stage.
Affordable Personal & Business Loans
Our loan services provide quick approvals, competitive interest rates, minimal documentation, and flexible repayment options, enabling members to achieve personal milestones and business growth without unnecessary financial stress.
Why Members
Trust Us
Registered and regulated cooperative credit society
Ethical and transparent financial operations
Long-term focus on member wealth creation
Secure savings with predictable returns
Responsible lending with clear terms
Strong local presence across Maharashtra
Our Commitment to Members & Community
At Shivsagar Nagari Sahakari Patra Sanstha Limited, we believe cooperative finance is not just about transactions—it’s about building trust, supporting communities, and creating sustainable financial futures. Our growth is directly linked to the prosperity of our members, and every decision reflects that responsibility.
Frequently Asked Questions (FAQs)
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Q. Is Shivsagar Nagari Sahakari Patra Sanstha Limited a registered cooperative credit society?
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Q. Are deposits safe in a cooperative credit society?Yes. Our deposit schemes are structured with financial discipline, transparency, and regulatory compliance, ensuring security and predictable returns for our members.
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Q. What types of deposit schemes do you offer?We offer fixed deposits, recurring deposits, income-based plans, pension schemes, and goal-oriented savings plans designed for education, retirement, and long-term wealth creation.
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Q. Who can apply for membership?Individuals, families, and eligible businesses can apply for membership by fulfilling basic documentation and eligibility criteria as per cooperative norms.
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Q. How can I apply for membership?You can apply for membership through our website or by visiting our office. Our team ensures a simple, guided, and transparent application process.
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Q. Do you provide personal and business loans?Yes. We offer affordable personal and business loan solutions with competitive interest rates, minimal documentation, and flexible repayment options.
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Q. What documents are required for loan applications?Basic documentation such as identity proof, address proof, and income details is required. Additional documents may vary based on loan type.
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Q. Do you serve members across Maharashtra?Yes. We serve members across Maharashtra, with a strong local presence and community-focused cooperative services.
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Q. Why should I choose a cooperative credit society over other financial institutions?Cooperative credit societies operate on member-first principles, offering transparent practices, ethical lending, and long-term financial stability rather than profit-only objectives.